Determining Your Level of Need

Your eligibility for need-based financial aid is determined by using your FAFSA information. The U.S. Department of Education calculates both your eligibility for financial aid and your Expected Family Contribution (EFC). The EFC is an indicator of your families overall financial ability to pay for college as determined by the U.S. Department of Education and does not represent the exact dollar amount you and your family (if you are a dependent) are expected to pay toward your education. The difference between the cost of attending Northwest Christian College and your EFC determines your financial need.

Factors considered include:

• Income of custodial parents and students
• Number of family members
• Number in college at least half-time (excluding parents)
• Age of oldest parent
• Assets (excluding home and retirement programs. Home equity and retirement programs are NOT factored in for state and federal aid)

Use the Financial Aid Calculator to receive an early estimate of your EFC.